Historical Crossborder Payment Costs for Alpha Bank Romania Cards

The following table compares the currency exchange rates (including any foreign exchange fees) for the transactions performed with Alpha Bank Romania cards in currencies within the EEA* to the European Central Bank (ECB) reference rates.

* EEA: The European Economic Area consists of the countries of the European Union with the addition of Iceland, Liechtenstein and Norway.

Exchange rate mark-ups represent an indicative comparison with the reference rates of the European Central Bank (ECB) and reflect both the impact of Visa/Mastercard exchange rates and Alpha Bank Romania exchange rates (including any foreign exchange fees).

Depending on the settlement date of the transaction, the amounts finally debited from the current account or from the credit limit may use exchange rates different from those that were the basis for calculating the mark-ups displayed at the date of the transaction.

This information is presented in accordance with Regulation (EU) 2019/518 of the European Parliament and of the Council.